How to Use Alipay in China for Foreigners

Using Alipay in China as a foreigner involves a few steps to set up and use the app for payments, transfers, and other services. Here’s a guide on how to use Alipay effectively:

Setting Up Alipay:

  1. Download Alipay App:
    • Download the Alipay app from the App Store (iOS) or Google Play Store (Android).
    • Ensure your phone has internet access either through mobile data or Wi-Fi.
  2. Create an Account:
    • Open the Alipay app and select the option to sign up (注册).
    • Choose your country/region and phone number. Enter the verification code sent to your phone.
  3. Link a Bank Card:
    • To use Alipay for payments, you’ll need to link a bank card. Alipay supports some international cards, but having a Chinese bank account can simplify transactions.
    • Go to Me > Wallet > Cards > Add Card and enter your card details. Follow the prompts to verify your card.

Using Alipay for Payments:

  1. In-person Payments:
    • Many stores, restaurants, taxis, and even street vendors in China accept Alipay.
    • Open the Alipay app and tap on Scan (扫一扫).
    • Scan the merchant’s QR code displayed at the cashier or on their products.
    • Enter the amount to pay and confirm the transaction with your Alipay payment password or biometric authentication (if enabled).
  2. Online Payments:
    • Alipay can be used for online shopping on platforms that accept it as a payment method.
    • Select Alipay at checkout, scan the QR code with your app, and confirm the payment.
  3. Transferring Money:
    • You can transfer money to other Alipay users.
    • Go to Transfer (转账) in the Alipay app.
    • Enter the recipient’s Alipay ID or mobile number, amount, and confirm the transfer.
  4. Additional Services:
    • Alipay offers various services like bill payments, mobile top-ups, booking taxis, movie tickets, and more.
    • Explore the Services (服务) section in the Alipay app for these options.

Tips for Using Alipay in China:

  • Language Settings: Alipay has an English language option, which can help navigate the app if you’re not fluent in Chinese. Go to Profile > Settings > Language to set English as your preferred language.
  • Currency Conversion: If using an international card, be aware of currency conversion fees. Linking a local Chinese bank card can be more cost-effective.
  • Security: Set a strong password and enable biometric authentication (fingerprint/face recognition) for added security. Avoid sharing your payment password with others.
  • Customer Support: Alipay provides customer service in English through its app. If you encounter any issues, you can reach out to support for assistance.

By following these steps, you can effectively use Alipay for payments and transactions during your stay in China. It’s a convenient and widely accepted method that integrates well into daily life in China, making it easier to manage your finances and enjoy your travel experience.